Licensed Associate Real Estate Broker · Charney

Buying in New York?The NYC Buyer’s Playbook

Renting while trying to buy is a full-time job. Get the co-op vs. condo math, the real closing costs, what a board package actually needs, and the 90-day plan from pre-approval to keys. Free.

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Chip PeoplesI read every request myself and text back within the day.
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13 yearsin NYC real estate
Three boroughsManhattan · Brooklyn · Queens
One agentNo call center. No hand-offs.
Inside the playbook

Learn the city before you pick the apartment.

Most buyers learn how New York works one expensive surprise at a time. This is the short version, written from thirteen years of watching these deals close and fall apart from the inside.

01

Co-op or condo

The decision that shapes your whole search: price, financing, board approval, and how fast you can close.

02

What closing really costs

Mansion tax, transfer taxes, flip taxes, title and lender fees. The numbers that aren’t on the listing.

03

The board package

What boards actually look for, the liquidity rules that sink deals, and how to put yours together once.

04

The 90-day plan

From pre-approval to keys, week by week, so you’re ready when the right apartment shows up.

Chip Peoples in his Long Island City apartment
Meet the broker

Hi, I’m Chip.

I’ve spent thirteen years in New York real estate, nine of them at one of the city’s largest brokerages, including years on the leadership side coaching other agents through the deals that get complicated.

Now I work directly with buyers again. It’s the part of this business I never stopped loving: helping someone stop renting and own a place that’s theirs.

I live in Long Island City and work across Manhattan, Brooklyn and Queens. I read every inquiry myself, and I’ll text you within the day.

CHIP PEOPLESLICENSED ASSOCIATE REAL ESTATE BROKER
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How I work

Three steps. No pressure.

1

Read the playbook

Free, and yours to keep. It answers the questions most buyers are too embarrassed to ask.

2

Run your numbers

A 30-minute call to compare what you pay in rent with what owning actually costs you, month to month.

3

Search with a plan

Pre-approved, clear on co-op vs. condo, and ready to move when the right apartment lists.

Stop renting on autopilot.

The playbook is free, it’s short, and it walks you past the most expensive mistakes NYC buyers make.

Chip Peoples, Licensed Associate Real Estate Broker
Charney Real Estate LLC
5-26 46th Avenue, Suite 2A · Long Island City, NY 11101
(718) 937-1000
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